Covering Businesses to
Safeguard Your Operations

Deploy comprehensive liability, equipment, and auto protection for your business.

Our Commercial Coverage Options

We analyze your business risks to deploy the exact asset and liability protection your industry demands.

The Elston Agency

Foundational Business Protection

  • Business Commercial Insurance: Comprehensive risk strategies to safeguard day-to-day operations.

  • Owners Package (BOP): Cost-effective, bundled property and liability protection for small businesses.

  • Commercial Building Property: Essential coverage for your physical structures, offices, and storefronts.

  • Commercial Umbrella: High-limit liability protection that expands your standard policy limits.

The Elston Agency

Liability & Professional Safeguards

  • General Liability: Protects against third-party bodily injury and property damage claims.
  • Contractors Insurance: Tailored liability and asset protection built for job sites and trades.
  • Directors and Officers (D&O): Shields leadership's personal assets from corporate management lawsuits.
  • Employment Practices Liability: Covers your business against claims of harassment, discrimination, or wrongful termination.
  • Errors and Omissions (E&O): Professional liability covering claims of negligence, mistakes, or faulty advice.
The Elston Agency

Equipment & Specialized Assets

  • Equipment Insurance: Safeguards the specialized gear and heavy machinery critical to your work.

  • Inland Marine: Protects tools, equipment, and products while in transit or stored off-site.

  • Insurance Bonds: Surety and fidelity bonds to guarantee your contractual obligations.

  • Workers Compensation: Handles medical costs and lost wages for employees injured on the job.

The Elston Agency

Specialized Commercial Auto

  • Commercial Auto: Coverage for company cars, service vans, and commercial delivery vehicles.
  • Truck Liability: Vital liability coverage required to legally operate commercial rigs.

  • Motor Truck Cargo: Shields the freight and commodities you haul from theft or transit damage.

  • Physical Damage: Repairs or replaces your vehicles after an accident.

We Cover Your Business

From workers compensation and commercial auto to inland marine and directors and officers liability, every policy we offer is built with your long-term stability in mind. Reach out to us today.